Although not a completely stagnant market, promoting new motorcars within the UK these days is difficult work.  Combating this, one very profitable way that automotive manufacturers have found to draw new buyers to the motorcar market within the UK is to supply the primary year’s automobile insurance utterly free with the acquisition of a brand new motorcar.  
<b>Fantastic, however earlier than you jump in and buy that new car, take into account this:</b>
<li> if you’re under the age of 25, while the first yr of your motor insurance goes to be completely ‘free’ (i.e. paid for as part of a sales gimmick by the automotive producer), subsequent years received’t be!  So, before you purchase that brand new SUV, 4×4 or sports activities automobile, you might need to enquire what the insurance coverage will value you subsequent of 12 months 1 – otherwise you might properly discover you might have the nicest looking automotive sitting on a car driveway in your neighborhood!
<li> if you will purchase the car using one of the automobile producers’ payment rent-buy fee plans, learn the positive print to see if you’re contractually required to use the same car insurance supplier throughout the term of the hire-buy period.  If so, you may wish to rethink the value of buying your new automobile this fashion as there is a superb likelihood you can find cheaper automotive insurance elsewhere.

<li> keep in mind that even in case you are the right driver and don’t have any accidents or must call upon the car insurance coverage company’s services, it will have no bearing on the insurance coverage quote for 12 months 2.  That is the case because you’ll not be credited with any ‘no claims bonus’ for that period.
<li> in case you resolve to go ahead with the deal, test fastidiously to see what the car insurance coverage exclusions are as, normally, the automobile insurance being supplied for the primary year is fairly primary and gained’t cover you for various circumstances and events that you may automatically have assumed they would.
There may be little doubt that the lure of a <b>year’s free automobile insurance coverage coverage</b> as a advertising tool has been extraordinarily successful, but confronted with this and the chance to try and negotiate some free extras or upgrades together with your new motorcar, chances are you’ll very nicely wish to think about taking the option of negotiating for the free extras or upgrades as a result of in the long run the free motorcar insurance coverage being given to you by your automotive salesman is going to be anything but ‘free’ and can virtually definitely find yourself costing you way over if you had arranged the automotive insurance yourself online.

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